Member benefits







We're here for hard-working Aussies like you

When you join LUCRF Super, your hard-earned dollars are invested into a fund whose core values align with your union.

We’re 100% committed to delivering our members with the friendly service and top quality, low-cost products they deserve.  

Why join?

  • Personalised financial advice
  • Low fees
  • Strong long-term investment returns
  • In-house contact centre
  • Award-winning super fund
  • Run only to benefit members.

LUCRF Super is Australia’s first industry super fund and was forged by the NUW in 1978.

Join LUCRF now!



Australian Unions Member Benefits are provided to every union member through the ACTU in partnership with your union.  As a union member, you can take advantage of the collective buying power of more than 1.8 million members to get big discounts from a range of great companies.

Australian Unions is pleased to announce that we have entered a new membership partnership with Member Advantage from 1 July 2017.  Through this partnership we offer union members a new and exciting range of benefits and savings on hundreds of everyday expenses, including gift cards, accommodation, movie tickets, insurances and many more.

Check out all of the great benefits by visiting the ACTU Member Benefits page or register for access on their secure site.





all about ME

Every Australian deserves to get the most out of their money. We’re here to help them do it.

We were originally created by member-owned industry super funds to be a fairer home loan lender, helping Australians reach the dream of owning their own home. These days we’re a fully fledged bank, but our profits still go back to the industry super funds – the very same ones that look after the retirement savings of more than seven million Australians.

We help Australians get ahead. We give you ways to get more from your savings, pay less on your loans and cut down on fees – however we can, whenever we can.

We’re making banking as simple as possible. You shouldn’t have to wade through jargon to find what you need, and opening an account should be easy.

And because financial know-how doesn’t always come naturally, we give you tools to spend wiser and save smarter: things like our online school of money ‘ed’, which is fast, free and simple to use.

more for NUW members.

As a member of NUW, you’ve got access to ME’s Member Benefits Program – a full program of special offers and deals to help you get more from your banking.

Here are just some of offers we’ve had in the past:   

  • More on home loans
    Save more with ME’s already-low rates
  • More on everyday accounts
    Enjoy bonus offers to make your money go further
  • More on credit cards
    Save with a competitive low rate

Looking to get more out of your money? Make the most of ME.

Great low cost banking from ME through

Terms, conditions, fees and charges apply. Applications for credit are subject to credit approval.   This is general information only and you should consider if these products are appropriate for you. Members Equity Bank Ltd ABN 56 070 887 679 AFSL and Australian Credit Licence 229500