Member benefits







We're here for hard-working Aussies like you

When you join LUCRF Super, your hard-earned dollars are invested into a fund whose core values align with your union.

We’re 100% committed to delivering our members with the friendly service and top quality, low-cost products they deserve.  

Why join?

  • Personalised financial advice
  • Low fees
  • Strong long-term investment returns
  • In-house contact centre
  • Award-winning super fund
  • Run only to benefit members.

LUCRF Super is Australia’s first industry super fund and was forged by the NUW in 1978.

Join LUCRF now!



Union Member Benefits are provided to every union member through the ACTU in partnership with your union. As an NUW member, you can take advantage of the collective buying power of more than 1.8 million members to get big discounts from a great range of companies.
Save money on:

  • Discounted movie tickets
  • Discounted gift cards for top retailers
  • Discounts to major attractions including Theme Parks, zoos and aquariums
  • A discounted accommodation booking site
  • Discounted Cars, Tyres, Car Hire and wine

All these offers can be accessed through a secure member only website and app.
Many NUW members have already been emailed a login – try searching your email in box for the words “Lifestyle Rewards”. If you already have a login, why not check out the Australian Unions Member Benefits secure website now to access these exclusive offers.
If you need a login you can register for your user login and password on the Australian Unions Member Benefits website here.

Smart Phone App

Access all of our great Member Benefits on the move!

To download our app, head to the iTunes app store or Google Play and search for Australian Unions. You can also download the app(s) using the following links – please make sure the operating system on your device is up to date before installing the app:

Then simply login with your username and password (the same username and password that is used to access the secure Australian Unions Member Benefits website).

If you need a login you can register for your user login and password on the Australian Unions Member Benefits website here.

Further information

  • Discounted movie tickets – minimum order of 4 vouchers purchased online only through the secure website and app. Movie Vouchers sent by email.
  • A range of major retail gift cards - purchased online only through the secure website and app. Gift Cards sent by email.
  • Discounted accommodation bookings - purchased online only through the secure website and app.
  • New cars through The Motor Report which has great car reviews, advice and pricing online. Check the union specials page before you buy your next car.
  • Tyres - union members can now save an additional 10% off already heavily discounted tyres through .Union members remember to use the special redemption code ‘UNIONS’ at the checkout to save 10%!
  • Great Hertz car hire offer for union members with 5% discount off the lowest leisure rates in the Hertz system and 10% off international affordable rates for NZ, UK, Europe, USA & Canada. You can get the special discount code through the secure website and app or by visiting
  • Discounted Wine through Cracka Wines – just use code UNIONS at the checkout for an extra 7.5% saving on top of their already discounted price. Visit




all about ME

Every Australian deserves to get the most out of their money. We’re here to help them do it.

We were originally created by member-owned industry super funds to be a fairer home loan lender, helping Australians reach the dream of owning their own home. These days we’re a fully fledged bank, but our profits still go back to the industry super funds – the very same ones that look after the retirement savings of more than seven million Australians.

We help Australians get ahead. We give you ways to get more from your savings, pay less on your loans and cut down on fees – however we can, whenever we can.

We’re making banking as simple as possible. You shouldn’t have to wade through jargon to find what you need, and opening an account should be easy.

And because financial know-how doesn’t always come naturally, we give you tools to spend wiser and save smarter: things like our online school of money ‘ed’, which is fast, free and simple to use.

more for NUW members.

As a member of NUW, you’ve got access to ME’s Member Benefits Program – a full program of special offers and deals to help you get more from your banking.

Here are just some of offers we’ve had in the past:   

  • More on home loans
    Save more with ME’s already-low rates
  • More on everyday accounts
    Enjoy bonus offers to make your money go further
  • More on credit cards
    Save with a competitive low rate

Looking to get more out of your money? Make the most of ME.

Great low cost banking from ME through

Terms, conditions, fees and charges apply. Applications for credit are subject to credit approval.   This is general information only and you should consider if these products are appropriate for you. Members Equity Bank Ltd ABN 56 070 887 679 AFSL and Australian Credit Licence 229500